Initial financial consultation
A one-on-one, 60-minute session to review your income, expenses and goals, and define the next steps together.
- Assessment of your current situation
- Clear priorities
- Written initial recommendations
Personal financial consulting · Pennsauken, NJ
Organize your finances with a clear plan and real, personal guidance.
At P.LOPEZ CONSULTING SERVICES LLC we help you understand your financial situation, build a budget, set savings goals and create a personalized plan so you can make better decisions with your money.
Your plan in 4 steps
- 1
Request your consultation
Fill out the contact form or call us. We reply to schedule a day and time.
- 2
Initial consultation
We review your current situation, your goals and your main financial needs.
- 3
Action plan
We prepare a clear, personalized plan: budget, goals and next steps.
- 4
Follow-up
We support you in follow-up sessions to answer questions and adjust the plan.
Services
Personal financial consulting, step by step
Services designed for individuals and families who want to organize their finances, understand their numbers and move toward their goals.
Personal and family budgeting
We build a realistic budget that fits the way you live, so you know where every dollar goes.
- Income and expense categories
- Monthly budget template
- Adjustments for your reality
Savings goals and emergency fund
We set concrete goals (emergency fund, education, housing, retirement) and a step-by-step plan to reach them.
- Measurable goals with timelines
- Monthly savings plan
- Progress tracking
Personal financial planning
An organized action plan that connects your budget with your short, medium and long-term goals.
- In-depth review
- Detailed action plan
- Spending habits review
Practical financial education
We explain in plain Spanish or English how budgeting, saving and day-to-day money management work.
- Concepts applied to your case
- Support materials
- Time for your questions
Ongoing support and follow-up
Regular sessions to review your progress, adjust the strategy and stay focused on your goals.
- Recurring sessions
- Strategy adjustments
- Accountability
What we do not do: we do not provide or broker loans, we do not offer debt services, we do not sell investment products and we do not provide legal, tax or accounting advice.
Who we help
Individuals and families who want to get their finances in order
Families on a tight budget
Who want to know where their money goes each month and take control of their spending.
People getting started
Who have never built a budget and want to begin with clear guidance.
Newcomers to the United States
Who need to understand, in their own language, how to organize income, expenses and savings in their new reality.
Workers with variable income
Paid hourly, per project or seasonally, who need a plan that works in both good and slow months.
How we work
A structured, transparent process
A four-step method so you always know which stage you are in and what comes next.
01
Request your consultation
Fill out the contact form or call us. We reply to schedule a day and time.
02
Initial consultation
We review your current situation, your goals and your main financial needs.
03
Action plan
We prepare a clear, personalized plan: budget, goals and next steps.
04
Follow-up
We support you in follow-up sessions to answer questions and adjust the plan.
Your first consultation
What to expect from the first session
Before
- Choose a day and time
- Receive a confirmation with the meeting link or address
- Write down your approximate income and expenses
During (60 minutes)
- We talk about your situation and goals
- We identify priorities
- We answer your first questions
After
- You receive written initial recommendations
- We propose a work plan
- You decide whether to continue with follow-up
About us
Clear, responsible and personalized guidance
P.LOPEZ CONSULTING SERVICES LLC is a personal financial consulting company based in Pennsauken, New Jersey, led by Plinio Alberto López Amarante. We help individuals and families in the Hispanic community organize their finances with clear information in their own language.
Our approach is based on education, organization and planning. We make no promises about results: we work with personalized guidance and clear expectations so each client can make their own decisions with more confidence.
We meet clients in person at our Pennsauken office and online, by video call or phone, across New Jersey and other states.
Service in Spanish and English
We explain everything in your language, clearly and with no fine print.
Personalized guidance
Every situation is different, so every plan is unique.
Clear expectations
We do not promise guaranteed results. We work with education, organization and planning.
Confidentiality
Your information is used only to serve you. We never sell it or share it for marketing.
SMS communications
Text messages only with your permission
If you check the optional SMS consent box on our contact form, P.LOPEZ CONSULTING SERVICES LLC will send you text messages related to your consultation:
- Appointment confirmations and reminders
- Follow-up on your consultation request
- Appointment changes or rescheduling
- Customer support replies
Frequency: varies, approximately 1 to 10 messages per month.
Cost: message and data rates from your carrier may apply.
Opt out: reply STOP at any time. Help: reply HELP or call +1 856-212-7047.
We do not send promotional messages. Consent is not a condition of purchasing any service. Your consent data is never shared with third parties.
More information: SMS Messaging Program, Privacy Policy, Terms & Conditions.
FAQ
Answers to common questions
Education-focused personal financial consulting: budgeting, expense organization, savings goals, planning and ongoing support. We do not offer loans, debt services, investments or legal or tax advice.
Yes. Each consultation is one-on-one and based on your situation, income, expenses and goals.
Yes. Sessions can be held by video call, by phone or at our office. We send you the details when we confirm your appointment.
Just request your consultation. To get the most out of the session, it helps to have a rough idea of your monthly income and expenses.
We tell you the cost of each service before confirming your appointment. Nothing is charged without your prior agreement.
Yes. We use your data only to serve you and schedule your appointments. We do not sell or share your information with third parties for marketing.
No. Our job is to guide you and help you get organized. Results depend on each situation and on each person’s decisions.
Only if you authorize it by checking the optional SMS consent box on the form. Messages are about your consultation: appointment confirmations and reminders, follow-up on your request and customer support. We do not send promotional messages. You can reply STOP at any time to stop receiving them.
Contact
Request your consultation
Fill out the form and we will contact you to schedule your consultation. You can also call or email us.
Address
1852 44th Street, Pennsauken, NJ 08110
Phone
+1 856-212-7047
The SMS consent box is optional and is not required to submit the form. See our Privacy Policy and Terms & Conditions.